#AIG (American International Group Inc). Kurs i internetske karte.

American International Group, Inc. (AIG) is an international insurance company, serving customers in more than 130 countries. AIG companies serve commercial, institutional and individual customers through property-casualty networks of any insurer. In addition, AIG companies are providers of life insurance and retirement services in the United States. AIG’s segments include Chartis, SunAmerica Financial Group (SunAmerica), Aircraft Leasing and Other Operations. On February 1, 2011 and August 18, 2011, the Company divested its Japan-based life insurance subsidiaries, AIG Star Life Insurance Company Ltd. (AIG Star) and AIG Edison Life Insurance Company (AIG Edison), and Nan Shan Life Insurance Company, Ltd. (Nan Shan). On October 7, 2011, ILFC completed the acquisition of AeroTurbine from AerCap, Inc. AeroTurbine is a providers of aircraft engines, aircraft and engine parts and supply chain solutions.

Chartis Operations

Chartis offers insurance products and services to businesses and individuals worldwide. Commercial insurance products are primarily distributed to businesses through insurance brokers. Principal lines of business include casualty, property, financial lines and specialty (including aerospace, environmental, marine, trade credit and political risk coverages, and various product offerings to small and medium enterprises (SME)). Consumer insurance products are primarily distributed to individual consumers or groups of consumers through individual agents, brokers, and on a direct-to-consumer basis. Consumer lines of business include accident and health (A&H), personal lines, and life insurance. Chartis conducts its business primarily through, National Union Fire Insurance Company of Pittsburgh, Pa; New Hampshire Insurance Company; American Home Assurance Company; Lexington Insurance Company; AIU Insurance Company; Chartis Overseas, Ltd.; Fuji Fire & Marine Insurance Company Limited (Fuji); Chartis Europe Holdings Limited, and Chartis Europe, S.A.

Chartis is a property-casualty and general insurance organization serving more than 70 million clients worldwide. During the year ended December 31, 2011, Commercial Insurance and Consumer Insurance represented approximately 62% and 38%, respectively, of Chartis total net premiums written. Chartis' product portfolio includes both insurance coverage, such as general liability and commercial property, as well as specialized insurance for network security, aerospace, environmental liabilities, crisis management and financial lines. Chartis also offers specialized underwriting for particular market segments and risks, such as the energy, construction, real estate and healthcare sectors. Commercial product lines include Casualty, which includes general liability, commercial automobile liability, workers' compensation, excess casualty and crisis management coverages; Property, which includes industrial and commercial property insurance products and energy, which cover exposures to man-made and natural disasters ;Specialty, which includes environmental, political risk, trade credit, surety, marine, and aerospace insurance, and various product offerings for SMEs, and Financial Lines, which includes various forms of professional liability insurance, including directors and officers (D&O), fidelity, employment practices, fiduciary liability, network security, kidnap and ransom, and errors and omissions liability insurance that protect individual insured’s and corporate entities.

Consumer Insurance provides personal insurance solutions for individuals and families, including A&H, specialty coverages for high net-worth individuals, and homeowner and automobile insurance. Consumer product lines include Accident & Health, which includes voluntary and sponsor-paid personal accidental and supplemental health products, including accidental death and disability, accidental medical reimbursement, hospital indemnity and medical excess for individuals, employees, associations and other organizations, and also includes a range of travel insurance products and services for leisure and business travelers, including trip cancellation, trip interruption, lost baggage, travel assistance and concierge services; Personal Lines, which includes automobile, homeowners and extended warranty insurance, and also includes coverages for high net worth individuals (offered through Chartis Private Client Group), including umbrella, yacht and fine art coverages, and consumer specialty products, such as identity theft and credit card protection, and Life Insurance, which includes life products offered primarily through Fuji Life Insurance Company Ltd. Chartis Other consists primarily of certain run-off lines of business, including excess workers' compensation and asbestos. Chartis distributes its products and services through a range of distribution channels. Commercial Insurance is generally distributed through global, regional and local brokers, agents and wholesalers. Consumer Insurance is generally distributed through insurance brokers, agents, direct to the consumer, and affinity groups.

SunAmerica Operations

SunAmerica offers a suite of products and services to individuals and groups including term life, universal life, A&H, fixed and variable deferred annuities, fixed payout annuities, mutual funds and financial planning. SunAmerica offers its products and services through a multi-channel distribution network that includes banks, national, regional and independent broker-dealers, affiliated financial advisors, independent marketing organizations, independent and career insurance agents, structured settlement brokers, benefit consultants and direct-to-consumer platforms. SunAmerica presents its business in two operating segments: Domestic Life, which focuses on mortality-and morbidity-based protection products, and Domestic Retirement Services, which focuses on investment, retirement savings and income solution products. SunAmerica's Domestic Life operations are conducted through American General. American General is a provider of individual term and universal life insurance solutions to middle-income and high-net-worth customers. Primary products include term, universal and whole life insurance, A&H, fixed and indexed deferred annuities, fixed payout annuities, private placement variable annuities, structured settlements, terminal funding, corporate-owned life insurance, bank-owned life insurance and group benefits. American General distributes its products through AGLA, Matrix Direct and various independent marketing organizations, independent and career insurance agents, structured settlement brokers, benefit consultants and direct-to-consumer platforms.

SunAmerica's Domestic Retirement Services operations consist of five business units. VALIC is a provider of defined contribution retirement savings plans sponsored by education, not-for-profit and Government organizations. Primary products include fixed and variable group annuities, and group mutual funds. VALIC also offers group administrative and compliance services, and individual annuity and mutual fund products. Western National is a provider of fixed deferred annuities to bank customers. Primary products include single and flexible premium deferred fixed annuities. SARM is a provider of deferred variable annuities, which provide retirement income solutions. Variable annuities provide market participation through a menu of equity and fixed income portfolios, guaranteed death benefits and a suite of guaranteed retirement income solutions. SARM distributes products through banks and national, regional and independent broker-dealer firms. Brokerage Services and Retail Mutual Funds includes the operations of SunAmerica Asset Management, which provides retail mutual funds and administration services for variable annuity funds sponsored by VALIC and SARM, and Advisor Group. Domestic Retirement Services also includes the operations of SunAmerica Affordable Housing Partners, runoff GICs and certain individual annuity portfolios.

Aircraft Leasing

Aircraft Leasing operations include the results of ILFC, is an aircraft lessor, which acquires commercial jet aircraft from various manufacturers and other parties and leases those aircraft to airlines worldwide. As of December 31, 2011, ILFC managed a lease portfolio of over 1,000 aircraft, including an owned fleet of 930 aircraft.

Other Operations

AIG's Other operations include results from Mortgage Guaranty operations, Global Capital Markets operations, Direct Investment book, Retained Interests, Corporate and Other operations. UGC's main business is the issuance of residential mortgage guaranty insurance, both domestically and internationally, that covers mortgage lenders for the first loss for credit defaults on high loan-to-value conventional first-lien mortgages for the purchase or refinance of one- to four-family residences. Global Capital Markets consist of the operations of AIG Markets and the remaining derivatives portfolio of AIGFP. AIG Markets acts as the derivatives intermediary between AIG companies and third parties, and executes its derivative trades under International Swaps and Derivatives Association, Inc. (ISDA) agreements. The Direct Investment book includes the Matched Investment Program (MIP).